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We are Quad-Fi

Our team includes engineers, coders, financiers, academics, designers, students, and dreamers. We understand the impact of financial inclusion – we’ve lived it.

Our customers are those who lack a long credit history in North America -- 100M young people and immigrants. Our technology helps them avoid spiraling debt and interest charges.

We use science to assess risk

Our AI model incorporates traditional and alternative underwriting data and granular academic data to provide a forward-looking and accurate credit assessment.

For students and recent graduates, we leverage educational data to provide dramatically better rates, and reinforce the relationship between academic and financial success.

We will replace FICO.

Committed to Diversity

Today’s workforce is increasingly diverse, and we love it. We are building our company in Toronto because it reflects our city’s motto, “diversity is our strength.” One of the most multi-cultural cities in the world, Toronto is also home to a thriving AI community and deep pools of talent.

We are passionate about making education and financial systems work for everyone, regardless of race, gender, orientation, class, or origin. Join us.

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  • 1-866-782-3340

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